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Financing and Payment Plans

Financing and payment plans for engagement rings

We understand that fine jewelry purchases are often saved up for and financially significant, which is why we're happy to share that we have partnered with Affirm to offer a new and easy financing option on your jewelry purchases!

Our hope is that this new partnership makes it easy to spread the cost of such a high-value purchase and allow you to enjoy your new jewelry right away.  You can use Affirm on any existing product on our website! Affirm is not available for custom orders, resizing or repairs services, or appraisals. Read below for more information on this new payment option to see if it's right for you.



Affirm offers straightforward and instant financing for online purchases to be paid in fixed monthly installments over 3, 6, or 12 months. Rates are between 10-30% APR with a promotional rate of 0% APR for eligible customers. Subject to credit check and approval. Down payment may be required. Estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, Member FDIC.  

Is Affirm a good option for you?

  • Flexibility.Pay over 3, 6, or 12 months with rates from 0-30% APR.
  • No surprises.You know exactly what you'll owe. In fact, there are no late fees or annual fees! Affirm discloses any required fees upfront before you make your purchase.  Example: an $600 purchase might cost $53/mo for 12 months at 25% APR”
  • Fast & easy. Checking your eligibility won't affect your credit score, and you'll get a decision right away. 
  • Buy now & enjoy now. Receive your purchase right away and split the price into fixed monthly payments that fit with your budget. 
  • If Affirm approves your loan, you'll see your loan terms before you make your purchase. See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you’ll pay over the course of the loan. 
  • Secure & real-time. Affirm asks you for a few pieces of information during the application process. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate, and the number of months that you have to pay off your loan -- all within seconds.
  • You don’t need a credit card to make a purchase. Affirm lends to the merchant directly on your behalf.
  • You may be eligible for Affirm financing even if you don’t have an extensive credit history. Affirm bases its loan decision not only on your credit score, but also on several other data points about you.
  • Affirm reminds you by email and SMS before your upcoming payment is due. Enable Autopay to schedule automatic monthly payments on your loan. 

For more info, visit Affirms’ FAQ here.